FLORIDA SMALL BUSINESS DEVELOPMENT CENTER AT IRSC
Important: Check your spam folder
for email from the SBA and watch out for
scams. The SBA will be contacting previous
applicants directly via email in the coming
weeks with instructions to determine eligibility
and submit documentation.
The SBA advises: All communications
from SBA will be sent from an official
government email ending with @sba.gov.
Please do not send sensitive information
via email to any address that does not end
Any EIDL grant, not a loan, previously received
will be subtracted from the $10,000
SBA will first reach out to EIDL applicants
that already received a partial EIDL
Advance i.e., between $1,000 - $9,000.
After that, it will reach out to those who
applied for EIDL assistance on or before
Dec. 27 but did not receive an EIDL advance
because funds were exhausted.
Will I have to reapply if I received an
EIDL grant for less than $10,000?
If you already applied for an EIDL loan
or grant, the SBA will reach out to you
directly with more information about how
to apply for the full grant if you qualify
based on location in a low-income community.
You will be required to demonstrate
the 30% reduction in revenue. The
SBA advises that all applicants may be
asked to provide an IRS Form 4506-T to allow
SBA to request tax return information
on the applicant’s behalf.
Do not fill out a new EIDL application
if you applied before. It will only create a
Can I reapply or get a second EIDL
It does not appear you can get a second
EIDL loan. However, if you already applied
for an EIDL loan and were not approved,
or if you need additional loan funds, you
have six months from the date of the
decline letter to apply for reconsideration.
Do not fill out a brand new application; it
is just going to result in a notification that
your application is a duplicate.
Send your reconsideration request to
firstname.lastname@example.org. If you prefer to mail
it, send it to: Small Business Administration
Disaster Assistance Processing and
Disbursement Center, 14925 Kingsport
Road, Fort Worth, Texas, 76155. Include
your application number and any information
you may have that will help overcome
the reason for decline.
What if I never applied for EIDL?
If you have not previously applied for
EIDL, you may apply at SBA.gov. You will
be able to apply for the low interest rate
EIDL loan through Dec 31, 2021, as long as
funds are available. However you will not
be considered for an EIDL advance grant
at this time.
Can I also apply for a Paycheck
Protection Program loan?
Yes. In addition to the EIDL grants, your
business may qualify for a PPP loan. These
loans may be fully forgiven if they are
spent on the right expenses primarily
payroll which, essentially, turns them into
a grant. Businesses may apply for both PPP
and EIDL if they qualify.
Where can I get help filling out the
You can connect with your local SBA
resource partner such as SCORE, Small
Business Development Center or Women’s
Business Center. Many are providing free
help and education for EIDL grants and
loans. Find local assistance at SBA.gov/
This article originally appeared on Nav.com.
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